Why don't I have access to a higher credit limit?

How your credit limit is calculated.

We consider a number of factors when calculating your FastForward line of credit limit. We always encourage you to continue working on taking steps to improve your financial health, including repaying all of your debts on time. Based on your repayment performance we will automatically re-assess your FastForward credit limit for an increase. If you are looking to increase your credit limit even further, you can explore MoneyUp Smart and be eligible for a higher credit limit based on your repayment performance.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.