We’re on a mission to make borrowing more affordable

Everyone deserves a fair shot at financial empowerment. At MoneyUp, we're creating opportunities for financial growth—not obstacles.

We’re on a mission to make borrowing more affordable

Everyone deserves a fair shot at financial empowerment. At MoneyUp, we're creating opportunities for financial growth—not obstacles.

We’re on a mission to make borrowing more affordable

Everyone deserves a fair shot at financial empowerment. At MoneyUp, we're creating opportunities for financial growth—not obstacles.

A woman sitting at her work desk on her laptop smiling at her coworker

Transforming the loan industry

It's no secret that the short-term loans industry could use a bit of a makeover. Sky-high interest rates, hidden fees, and credit score penalties have defined the industry for a long time and aren't exactly friendly or helpful for anyone trying to get ahead.

Our goal is to offer a lending model that's more about lifting people up rather than weighing them down. We're here to offer a hand that helps people build financial stability and break free from cycles of money worries that have hung around for way too long.

Transforming the loan industry

A woman sitting at her work desk on her laptop smiling at her coworker

It's no secret that the short-term loans industry could use a bit of a makeover. Sky-high interest rates, hidden fees, and credit score penalties have defined the industry for a long time and aren't exactly friendly or helpful for anyone trying to get ahead.

Our goal is to offer a lending model that's more about lifting people up rather than weighing them down. We're here to offer a hand that helps people build financial stability and break free from cycles of money worries that have hung around for way too long.

A woman sitting at her work desk on her laptop smiling at her coworker

Transforming the loan industry

It's no secret that the short-term loans industry could use a bit of a makeover. Sky-high interest rates, hidden fees, and credit score penalties have defined the industry for a long time and aren't exactly friendly or helpful for anyone trying to get ahead.

Our goal is to offer a lending model that's more about lifting people up rather than weighing them down. We're here to offer a hand that helps people build financial stability and break free from cycles of money worries that have hung around for way too long.

A woman sitting at her work desk on her laptop smiling at her coworker

Transforming the loan industry

It's no secret that the short-term loans industry could use a bit of a makeover. Sky-high interest rates, hidden fees, and credit score penalties have defined the industry for a long time and aren't exactly friendly or helpful for anyone trying to get ahead.

Our goal is to offer a lending model that's more about lifting people up rather than weighing them down. We're here to offer a hand that helps people build financial stability and break free from cycles of money worries that have hung around for way too long.

Empowered by our partner

MoneyUp is powered by our parent company Cashco, a trusted financial brand with a proven track record of providing reliable financial relief to Canadians. Cashco is on a mission to end financial exclusion by putting 1 million Canadians on a path to financial health.

Empowered by our partner

MoneyUp is powered by our parent company Cashco, a trusted financial brand with a proven track record of providing reliable financial relief to Canadians. Cashco is on a mission to end financial exclusion by putting 1 million Canadians on a path to financial health.

Empowered by our partner

MoneyUp is powered by our parent company Cashco, a trusted financial brand with a proven track record of providing reliable financial relief to Canadians. Cashco is on a mission to end financial exclusion by putting 1 million Canadians on a path to financial health.

Our approach

MoneyUp charges a 2.5% markup on every withdrawal a user makes from the MoneyUp app, plus a small bank transfer or e-transfer request fee.

This lending model ensures we recoup our costs while making short-term loans infinitely more affordable to those who often find that waiting for payday is too constrictive for their immediate needs.

MoneyUp only extends credit to guaranteed-income holders, our risk is considerably lower than traditional payday lending schemes.  This allows us to charge low fees to our customers, and at the same time, invest in technology that can help improve their financial picture.

Our approach

MoneyUp charges a 2.5% markup on every withdrawal a user makes from the MoneyUp app, plus a small bank transfer or e-transfer request fee.

This lending model ensures we recoup our costs while making short-term loans infinitely more affordable to those who often find that waiting for payday is too constrictive for their immediate needs.

MoneyUp only extends credit to guaranteed-income holders, our risk is considerably lower than traditional payday lending schemes.  This allows us to charge low fees to our customers, and at the same time, invest in technology that can help improve their financial picture.

Our approach

MoneyUp charges a 2.5% markup on every withdrawal a user makes from the MoneyUp app, plus a small bank transfer or e-transfer request fee.

This lending model ensures we recoup our costs while making short-term loans infinitely more affordable to those who often find that waiting for payday is too constrictive for their immediate needs.

MoneyUp only extends credit to guaranteed-income holders, our risk is considerably lower than traditional payday lending schemes.  This allows us to charge low fees to our customers, and at the same time, invest in technology that can help improve their financial picture.

No credit check?
No interest?
No kidding.

No credit check?
No interest?
No kidding.

No credit check?
No interest?
No kidding.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.