How does borrowing and repaying work?

Borrowing and repaying with FastForward

Once approved for a FastForward instant line of credit, you can borrow up to your daily credit limit, repay and re-borrow as many times as you need. If you choose to make a withdraw on your line of credit, the minimum starts from as little as $5. The maximum amount you can withdraw depends on the daily credit limit available to you.

Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible income. Our system will then review your information to calculate your approved Credit Limit. Only one source of income can be used to qualify for a FastForward line of credit.

Your repayments are set on fixed days each month. On your repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. Once we’ve received confirmation of successful repayment, you’ll be able to re-borrow again up to your daily credit limit. It's that simple and convenient!


© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta

© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta

© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta

© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta