How do you determine my eligible income?

Find out how MoneyUp registers your income.

In order to qualify for a FastForward line of credit, you must have regular eligible income.

We currently require any one of the following forms of regular income to be eligible: Child Tax Benefit (CCB), Pension (CPP), bi-weekly or monthly employment income.

Our financial partner Flinks will scan your transaction history for regular deposits from an eligible source. Flinks will default to select the highest income for you to borrow against. Only one source of income can be used with FastForward.

© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta

© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta

© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta

© 2024 MoneyUp. All rights reserved.

Financial Implications & Maximum APR - MoneyUp offers the FastForward Personal Line of Credit to Canadian residents only (excluding Quebec and Saskatchewan) to a maximum APR (Annual Percentage Rate) of 30.4%. Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time. Should you draw against your credit limit, the first payment is due on a date within 31 days of activating your FastForward personal line of credit and can be extended upon request.


Representative Example - A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.


Suite 200, 4803 87 Street, Edmonton, Alberta