That $100 I took out was so helpful, just for the groceries I needed that day.

That $100 I took out was so helpful, just for the groceries I needed that day.

That $100 I took out was so helpful, just for the groceries I needed that day.

Dana K.

Westlock, AB

Breaking free from the payday loan cycle

The challenge

Struggling with finances and supporting three young kids, Dana found herself trapped in a relentless cycle of payday loans. With $230 going towards loan repayments every paycheque, the financial strain was overwhelming.

Usually, I go to payday loan companies to help out with groceries that day. Then I think, might as well go big and take out what I can so that I have enough for the next little while. I was overborrowing and paying interest.

The FastForward solution

Unlike payday loans, where Dana felt compelled to borrow more than needed and was racking up interest, FastForward offered a low-fee, immediate solution for her exact needs. FastForward also provided Dana with a more sustainable approach to managing money. She has experienced a significant shift in her financial management and feels encouraged to become more budget-conscious, mindful of her spending, and strategic in borrowing only what she needs.

FastForward is extremely helpful – no interest, right away you can get money. It's helping me be more mindful about how my paycheques are being spent. I'm becoming more mindful and more budget-savvy.

No credit check?
No interest?
No kidding.

No credit check?
No interest?
No kidding.

No credit check?
No interest?
No kidding.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

© 2024 MoneyUp. All rights reserved.

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.