Get up to $1,000 in your account within minutes

An instant, affordable overdraft giving you access to emergency funds when you need it most.

Get your funds now

5-10 minute approval

Instant Transfers

No credit check

The fastforward screen and the home page screen of fastforward side by side
The fastforward screen and the home page screen of fastforward side by side

Get up to $1,000 in your account within minutes

An instant, affordable overdraft giving you access to emergency funds when you need it most.

Get your funds now

5-10 minute approval

Instant Transfers

No credit check

The fastforward screen and the home page screen of fastforward side by side
The fastforward screen and the home page screen of fastforward side by side

Get up to $1,000 in your account within minutes

An instant, affordable overdraft giving you access to emergency funds when you need it most.

Get your funds now

5-10 minute approval

Instant Transfers

No credit check

The fastforward screen and the home page screen of fastforward side by side
The fastforward screen and the home page screen of fastforward side by side

Get up to $1,000 in your account within minutes

An instant, affordable overdraft giving you access to emergency funds when you need it most.

Get your funds now

5-10 minute approval

Instant Transfers

No credit check

The fastforward screen and the home page screen of fastforward side by side
The fastforward screen and the home page screen of fastforward side by side

Peace of mind in minutes

Just 3 simple steps for extra funds in under 10 minutes.

Just 3 simple steps for extra funds in under 10 minutes.

Just 3 simple steps for extra funds in under 10 minutes.

The fastforward screen and the home page screen of fastforward side by side
The fastforward screen and the home page screen of fastforward side by side
The fastforward screen and the home page screen of fastforward side by side
The fastforward screen and the home page screen of fastforward side by side

1

Download app

Download app

Download app

Setting up your FastForward account is quick and easy in the user-friendly app.

Available for download around the clock, setting up your FastForward account is quick and easy in the user-friendly app.

2

Verify income

Verify income

Verify income

Link your bank account to determine your approved credit limit.

Available for download around the clock, setting up your FastForward account is quick and easy in the user-friendly app.

3

Access funds

Access funds

Access funds

Secure withdrawal options to get your money as quick as you need, hassle-free.

Available for download around the clock, setting up your FastForward account is quick and easy in the user-friendly app.

Total time: 5-10 minutes from start to finish

Get Started

Get Started

Get Started

Get Started

Smart financial support when you need it

Designed around your life, providing peace of mind when unexpected expenses arise.

Instant decisions

Skip the waiting and uncertainty. Get an answer in minutes, not days.

No credit checks

Your bank account is all we need. No impact on your credit score.

Flexible borrowing

Take what you need, up to $1,000. Borrow and repay on your terms.

Quick transfers

Get your funds in just 3-5 minutes after approval.

Simple repayment

Payments aligned with your schedule for stress-free management.

No interest

There is no interest on anything you borrow, rest assured. Pay only $2.50 on every $100 you withdraw.

Get Started Now

Get Started Now

Get Started Now

Get Started Now

FastForward vs. Payday Loans

Skip the headache with a line of credit that actually moves you forward.

FastForward by MoneyUp

FastForward by MoneyUp

PayDay Loans

PayDay Loans

$5 min. required amount

$100+ min.required amount

$2.50

Fees per $100

$15 - $30

Fees per $100

No credit check

No credit check

No branch visit

No branch visit

Bonus cash incentives

Bonus cash incentives

Real stories from MoneyUp users

4,000+

App downloads

4.4/5

Average rating

88%

Member satisfaction

"Best loan app ever. I get the money I need when I need it. The workers at the company are amazing and very understanding."

Heaven S.

"The team was awesome helped me in time of need thanks crystal."

Patrick M.

"I was approved in just minutes. The app has amazing features, including daily draws for gift cards. I would highly recommend giving them a try"

Michelle E.

Get Started

Get Started

Get Started

Get Started

A neon green rounded square with a darker green question mark inside

Questions? We have answers

Who can use FastForward?

Currently, FastForward is open to Alberta, British Columbia, and Ontario residents receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!

Does FastForward affect my credit score?

No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit.

How much does it cost?

We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small 2.5% fee when you withdraw funds. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.

How does borrowing and repaying work?

You can be approved to borrow up to your daily authorized credit limit, repay and re-borrow as many times as you need, starting from as little as $5. The maximum amount you can withdraw depends on the credit limit approved for you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible government benefit income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government income can be used to qualify for a FastForward line of credit. Your repayments are set on a fixed date each month. On your monthly repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. It's that simple and convenient!

Questions? We have answers

Who can use FastForward?

Currently, FastForward is open to Alberta, British Columbia, and Ontario residents receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!

Does FastForward affect my credit score?

No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit.

How much does it cost?

We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small 2.5% fee when you withdraw funds. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.

How does borrowing and repaying work?

You can be approved to borrow up to your daily authorized credit limit, repay and re-borrow as many times as you need, starting from as little as $5. The maximum amount you can withdraw depends on the credit limit approved for you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible government benefit income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government income can be used to qualify for a FastForward line of credit. Your repayments are set on a fixed date each month. On your monthly repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. It's that simple and convenient!

Questions? We have answers

Who can use FastForward?

Currently, FastForward is open to Alberta, British Columbia, and Ontario residents receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!

Does FastForward affect my credit score?

No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit.

How much does it cost?

We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small 2.5% fee when you withdraw funds. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.

How does borrowing and repaying work?

You can be approved to borrow up to your daily authorized credit limit, repay and re-borrow as many times as you need, starting from as little as $5. The maximum amount you can withdraw depends on the credit limit approved for you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible government benefit income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government income can be used to qualify for a FastForward line of credit. Your repayments are set on a fixed date each month. On your monthly repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. It's that simple and convenient!

A neon green rounded square with a darker green question mark inside

Questions? We have answers

Who can use FastForward?

Currently, FastForward is open to Alberta, British Columbia, and Ontario residents receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!

Does FastForward affect my credit score?

No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit.

How much does it cost?

We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small 2.5% fee when you withdraw funds. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.

How does borrowing and repaying work?

You can be approved to borrow up to your daily authorized credit limit, repay and re-borrow as many times as you need, starting from as little as $5. The maximum amount you can withdraw depends on the credit limit approved for you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible government benefit income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government income can be used to qualify for a FastForward line of credit. Your repayments are set on a fixed date each month. On your monthly repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. It's that simple and convenient!

Access funds in minutes

Join thousands of Canadians who trust MoneyUp for quick, secure financial support.

Get started

Get started

Get started

Get started

5-10 minute approval

Instant Transfers

No credit check

The MoneyUp Logo

© 2024 MoneyUp. All rights reserved.

Privacy Policy

Terms of Service

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

The MoneyUp Logo

© 2024 MoneyUp. All rights reserved.

Privacy Policy

Terms of Service

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

The MoneyUp Logo

© 2024 MoneyUp. All rights reserved.

Privacy Policy

Terms of Service

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.

The MoneyUp Logo

© 2024 MoneyUp. All rights reserved.

Privacy Policy

Terms of Service

Financial Implications - MoneyUp offers the FastForward Line of Credit to Alberta residents only to a maximum APR (Annual Percentage Rate) of 30.4%.  Approvals are subject to MoneyUp’s review and underwriting guidelines which are subject to change at any time.


Here’s how a representative example of how the APR is calculated: A $500 FastForward Line of Credit advanced for 1 month at 0% interest, a one-time Transaction Fee of 2.5% for a total repayment including the Transaction Fee of $512.50. This total repayment assumes money is advanced with no optional service fees or default fees charged.